when i was getting the quote for an ex500 under my dads name the price was around $140ish. i got my bike 2 days ago and tried to insure it under same company(progressive) but when i did that it they were asking more than $400 for the same coverage i got the quote for. does progressive rely on the size of the bike (cc's) or is it because i am doing all of this online. im sure i can get a lower rate somwhere else though, but my dad and me both have clean records. i dont understand.